Gathering consistent information before you request quotes can make a comparison clearer and reduce the risk of reviewing unlike options.
Information commonly requested
- Vehicle details, including year, make, model and vehicle identification number when available.
- Driver information for household members who will be listed or may regularly use the vehicle.
- How and where the vehicle is used, including approximate annual mileage and garaging location.
- Current insurance details and the coverages, limits and deductibles you want to compare.
- Driving-history information requested by the insurer or agent.
Protect your information
Only provide sensitive information to a legitimate, licensed insurer, agent or service you have chosen to use. Review the site’s privacy notice before you submit information, especially where a service may share a request with third parties.
After you receive a quote
Read the coverage summary and request policy documents. A quote may be subject to review, verification and underwriting, and the final offer can depend on the provider’s process and applicable rules.
Source: The NAIC’s auto-insurance shopping tool outlines the information consumers may need to prepare for a premium estimate.
Educational information only; policy terms, rates and availability vary by state, provider and individual circumstances.